Many landlords were shocked this week to hear about some forthcoming regulations of which they were completely unaware. The Debt Respite Scheme (Breathing Space) guidance is due to come in 4 May. The proposed regulations raise huge issues for creditors and for the private rented sector in particular.

The basic idea behind the regulations is that debtors should have a period during which they are not asked to settle their debts.

What landlords are concerned about, however, is one specific rule, which reads as follows: “The mental health crisis breathing space… lasts as long as the client’s mental health crisis treatment, plus 30 days (no matter how long the crisis treatment lasts).” 


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