What are SPVs and how can they help landlords?

Over the past few years, a growing number of investors are incorporating or setting up private limited companies to mitigate the negative impact of the buy-to-let tax regime.

As a result, lenders such as Together are offering products tailored to limited company landlords, including those who’ve set up special purpose vehicles (SPVs) as a way of running their portfolios.

Here are a few pointers about why your clients may want to consider the SPV route when setting up a limited company.

What is an SPV?

It’s a company set up solely for the purposes of holding property, and nothing else.

So, if the customer is a part-time landlord thinking of setting up a limited company for tax purposes, and their business makes all of its income from property, it’s an option that could work for them.

 

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