News 26.25 (8)

Landlords Still Plan to Invest Despite Uncertainty and Regulation

In the face of mounting regulatory pressure, economic headwinds, and a rapidly evolving property landscape, Britain’s landlords are showing surprising resilience. New research from property investment platform Lendlord reveals that 70% of landlords intend to grow their portfolios over the next year, whether through acquisitions, refinancing, or refurbishment.

The findings, published as part of Lendlord’s 2025 Landlord Sentiment Survey, underscore a mood of cautious but determined optimism in the rental sector. This is despite a backdrop of rising mortgage rates, shifting legislation, and the looming Renters’ Reform Bill—factors that might have been expected to cool enthusiasm.

Based on responses from a wide cross-section of UK landlords, the survey found that while 42% admit to being more cautious than six months ago, a clear majority are still actively planning to expand or enhance their property holdings. Nearly 60% expect house prices to rise modestly over the next 12 months, a view that continues to buoy investment decisions.

Even in the face of tighter lending conditions, over 42% expressed confidence in their ability to secure mortgage finance, signalling a degree of adaptability within the landlord community. However, the shadow of regulatory reform looms large, with 67% voicing concerns over the Renters’ Reform Bill and its potential impact on their operations.

Aviram Shahar, co-founder and CEO of Lendlord, said the data paints a picture of a sector that is evolving rather than retreating. “Despite the headlines, landlords are not retreating from the market – they’re adapting. The sentiment is cautious, yes, but it’s also clear-eyed and pragmatic,” he noted.

“Landlords are still finding ways to invest, recycle capital and manage their portfolios efficiently. What they need is support in making confident decisions, whether that’s running the numbers on a refurbishment or understanding how regulation might affect them.”

At a time when uncertainty often dominates the property discourse, Lendlord’s research suggests that many landlords remain firmly on the front foot—not deterred by the turbulence, but strategically navigating through it.

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