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Borrowers should lock in rates now to avoid Bank of England policy changes

Borrowers who are uncertain about probable interest rates rises should be locking in their rates now, according to Emma Cox, sales director at Shawbrook Bank.

She made her call at a time of ongoing uncertainty around Bank of England (BoE) policy, high inflation and the continuing threat of the COVID-19 Omicron variant.

The BoE has been rumoured to be considering pushing up interest rates from the historic low of 0.1%. Despite this their last meeting ended up with the Monetary Policy Committee (MPC) voting against such a move for now.

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